Consolidar Deudas de Tarjetas de Credito

Many consumers are dealing with credit card debt, though a new report shows that fewer accounts came in as delinquent during the third quarter.

According to TransUnion, the number of credit card debt holders who were more than 90 days late on their card payments dropped to 1.1 percent, which is a 5.98 percent drop when compared to the second quarter. Delinquencies were at a rate of 1.09 percent during thesame time period in 2008.

"With positive GDP now being reported along with an expectation that the national saving rate will drift downward in the fourth quarter, TransUnion sees its year-end forecast for 90-day credit card delinquency rate remaining steady at approximately 1.1 percent nationally, with a possible drift upward in the beginning of 2010," Ezra Becker, director of consulting and strategy in TransUnion's financial services group, said. growth for the third quarter came in at an annually-adjusted rate of 3.5 percent. However, the most recent statistics from the Bureau of Economic Analysis show that real GDP actually grew at an annual rate of 2.8 percent during the third quarter.

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