Credit - The Hispanic population is the largest and fastest growing ethnic segment in the United States, according to the U.S. Census Bureau. The U.S. Hispanic population is currently at 43.5 million or 15 percent of the U.S. population, with expected growth to 48 million by 2010, and 60 million by 2020.

The purchasing power of Hispanics in the U.S. was nearly $736 billion in 2005 and expected to spike to nearly $1 trillion by 2010. However, less than 45 percent of the Hispanics residing in the U.S. have credit cards.

Spanish Internet Marketing - There are more than 16 million Latino online or 55% of the total U.S. Latino population. Of those 16 million, 77% have access to broadband. While online penetration among Latinos has grown rapidly over the last several years, a new survey, "The AOL Latino 2006 Hispanic Cyberstudy" conducted by Synovate's Diversity Group, finds that habit and cultural relevancy define Internet usage for Latinos.

Starting a Franchise Business

Entrepreneur  Web  Startup  Ideas  Biz Plan  Capital  Marketing Plan  Sales  Marketing  Pricing Advertising  Logos  Trademark  Office  Tools  Home Biz  Biz Opp  eBiz  Time  Web Site  Negocios Pequeños

Hispanic Marketing - The Hispanic unemployment rate reached a historic low of 5.2% in the second quarter of 2006, according to the Pew Hispanic Center. The gap between the seasonally adjusted unemployment rates for Latinos and non-Latinos was just 0.6 percentage points—the smallest since 1973, when employment data on Latinos first became available. Wages for Latino workers also rose between the second quarters of 2005 and 2006, and at a faster rate than for other workers. Those developments reflect significant improvement in the labor market for Latinos in 2005-06 and indicate that the jobs recovery from the recession in 2001 is nearly complete. (Pew Hispanic Center)

Hispanic Buying Power -

Hispanic Demographics   Hispanic Market   Hispanic Internet Study   Hispanics Shop

Spanish Internet Marketing

Today, your internet experience must have smart search results with blended results (maps, comparatives, local school reports and community data).

The key to its success in the mortgage sector and real estate market is the turn around time from mortgage brokers and realtors. The Mortgage Business - About Home Loans

Nearly half of all U.S. businesses are run from home and most of these Home-based businesses are run by women, says a new U.S. census report.

Of the nation's 16.6 million businesses, about 49% are home-based, according to U.S. Census Bureau figures. About 56% of women-owned ventures are home-based versus 47% for men. Three-quarters of U.S. businesses are self-employed individuals with no paid employees, the study says. The report was based on information collected from more than 2.3 million business owners. The data is part of the bureau's 2002 Economic Census, conducted by mail among a random sample of U.S. businesses.  Starting a Franchise Business

 * Hispanic Marketing - Spanish Internet - Internet Marketing Blog - Spanish Search Engine Marketing - Preparing eMail Marketing Campaigns - Do you want to learn about lead generation? Lead generation companies are sharp advertisers, but somehow leave some $$$ on the table. 

Internet Leads - Out of 100 people that visit a landing page, less than 9% sign up; sometimes 4% or 2%. So for every 1000 people that might visit a given landing page, at least 900 will not turn into leads.

Hipoteca - There continues to be "Eye Browse Raising" concerns over "Exotic Mortgages". Exotic mortgages are big ticket mortgages or sometimes "Creative Mortgages".

Despite the temporary interest rates brakes being applied by the FED, economists and representatives from the National Association of Realtors raised red flags about "exotic" mortgages and rising interest rates, energy prices and house prices, though they said they do not expect a doomsday scenario for the nation's housing market.

Blacks and Hispanics were more likely than whites to take out higher-priced home loans in 2005, while Asians were slightly less likely to borrow money on such terms, according to a Federal Reserve report.

According to data lenders provide to the government, 54.7 percent of African-American borrowers took out "higher-priced loans," compared with 17.2 percent of whites in 2005. Hispanics took out higher-priced loans 46.1 percent of the time, compared with 16.6 percent for Asians.