 February 2010 - Last night, nearly 400 members of the Hispanic community convened at Tide’s “Más Valor por tu Dinero” (More Value for Your Money) Home Economics Seminar at the Queens Flushing Library. Scores of Hispanic families attended the event to meet Emmy- award winning TV personality Maria Antonieta Collins, who lead the seminar on the importance of financial empowerment coupled with tips on how to Save and Get More Value for Your Money.
An enthusiastic crowd received important financial advice to help them learn how to navigate today’s rough economic environment, including the basics of putting together a practical budget, how to save time and money when
doing laundry, and buying groceries.
It is estimated that 31 percent of Hispanics have more expenses than income every month. Following successful events in Miami and New York, Tide® will bring the 2010 “Más Valor por tu Dinero” Home Economics Seminars to help Hispanic women other cities get more value for their money by better managing their everyday finances. Open to the public, these free seminars will continue through June in the following locations:
- Dallas: March 23, Mountain View College
- Los Angeles: May 12, Boys and Girls Club
- Houston: June 10, Ripley House
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Most homes, including yours, waste energy. That inefficiency is costing you plenty, but it doesn't have to. Even if you've already switched to compact fluorescent bulbs and retired the refrigerator in the basement, there's more you can do. Some of the simplest projects, such as adding insulation and sealing cracks and ductwork, can yield the biggest savings. And thanks to new federal tax credits, it will take less time for those projects to pay for themselves.
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In a slow economy people should try to watch their spending that might jeopardize their future financial goals. Let's look at some of the most common mistakes people make and how to avoid them.
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How to Save Money on Everyday Things
- Save your loose change. Putting aside fifty cents a day over the course of a year will allow you to save nearly 40% of a $500 emergency fund.
- Keep track of your spending. At least once a month, use credit card, checking, and other records to review what you've purchased. Then, ask yourself if it makes sense to reallocate some of this spending to an emergency savings account.
- Never purchase expensive items on impulse. Think over each expensive purchase for at least 24 hours. Acting on this principle will mean you have far fewer regrets about impulse purchases, and far more money for emergency savings.
- Use debit and credit cards prudently. To minimize interest charges, try to limit credit card purchases to those you can pay off in full at the end of the month. If you use a debit card, don't rely on an overdraft feature to spend money you don't have. With either approach, you'll have more money available for emergency savings.
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