Walk In Bill Pay Popular - In these tough financial times in the United States, walk-in bill payment centers at neighborhood stores are a popular choice for consumers, especially the so-called unbanked or financially challenged population that’s growing as unemployment continues to rise. Payment centers have been in retail locations for years, but today they are offering more than just check cashing and the typical payment systems for utilities, cell phones, and auto loan payments. All these bill pay services come with fees in addition to the amount you pay for the bill, but store owners confirm that the fees are much cheaper than late charges or service interruptions of utilities and cell phones that need to be reconnected at a charge to the consumer.
Bill payment center owners say these services save people time and money because they don’t have to run around to different locations to make last-minute transactions. A consumer can buy groceries, pick up their prescription medication, and pay a bills all in one trip to the store. It allows people to hang onto their money longer, which is important in today’s economic environment. A recent study shows that in the United States, walk-in retail payments make up about 6 percent of total bill payment transactions.
One new solution is the use of prepaid debit MasterCard’s for bill payments, which is increasingly becoming available for issuance and purchase at walk in payment centers around the country. The uniqueness with prepaid debit cards is that you can fill the card with prepaid funds at the retail center, then take the card home and pay all your bills over the phone or online at your convenience.
Over 88% of all typical monthly bills can be paid with a Visa or MasterCard credit card or debit card over the phone or online at a secure website. Once the bill payment is performed, the prepaid debit card user can then log on or call and check the confirmation of the payment.
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