Check Your Monthly Bill Statements Closely - We all have an instinct to compare prices when we shop for goods and services, but during tough economic times it is also important to check your reoccurring monthly bills for discrepancies or overcharges. The average American household receives ten bills in the mail every month, from utility, telephone, mobile, internet, insurance, auto, mortgage, magazines, and credit cards. When a bill arrives in the mail, you should check every line item on the bill, including applicable surcharges and taxes.
A customer emailed us about a story that their cell phone provider charged them an additional $18.00 on a monthly bill for a mobile text message service that they never signed up for in the first place. Another situation was a gas and electric bill that charged a surcharge of $27.50 on someone’s monthly bill. Many credit card companies will try to sign you up for extra insurances like travel or lost luggage insurance. Check to make sure that you signed up for these services before you are charged a fee for them on your monthly bill.
Another item to check for is incorrect penalties and fees that may be charged for late payments or deferred financing plans. If you have a question on any fee that does not look correct, you should contact the customer service of the company and explain your case and reasons for the non-agreement of charges.
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