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Home Office

Workspace. You are entitled to a tax deduction for a home office if you have a dedicated space in your home for your workday activities. Consult the IRS home office deduction from your taxes.

Distractions. You may have seen those pictures in magazines of a happy worker perusing a spreadsheet in the computer while the children play quietly in the same room. No distractions.

Schedule. Have a specific time for work. The danger of working from home is that your working hours become long and you may find yourself answering the phone at all hours.

Organized. Filing cabinets, desk, files and a calendar. Make sure you have a comfortable chair.

Equipment. Besides needing an extra phone line, a DSL or cable connection to your computer, a fax machine, a printer, possibly a scanner and any other equipment you would use in the course of a business day, if you find yourself going to your office on occasion or having to make visits to clients, a laptop computer may be more convenient than a desktop model. You can use a docking station that will allow you to have a “normal” monitor, mouse and keyboard but use the hard drive from your laptop. That way you will never forget a file at home that you may need.

Discipline. Do you have access to a TV, radio, ipod, non-trade magazines, newspapers? OUT!

Insurance

Depending on your business type, you may need a business insurance. Your home insurance may not cover any business losses if you have a home emergency / flooding.