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Freddie Mac Spanish Education Programs
Freddie Mac, one of the largest residential mortgage investors, and Esperanza USA, the leading Hispanic faith-based organization committed to strengthening the Hispanic community, today announced an outreach and education initiative to help Hispanics improve their financial decision-making skills and help them on the path to homeownership.
Esperanza USA is bringing CreditSmart(R) and CreditSmart(R) Espanol -- Freddie Mac’s signature instructor-led financial literacy workshops in English and Spanish -- to Philadelphia, Allentown/Bethlehem, Penn., and Camden, N.J. The six-hour workshops will be offered free of charge in the community.
Latinos and their families struggle with the same financial issues as many individuals -- the need to be better prepared to deal with the challenges of earning an income, spending wisely and saving money. In fact, a recent Commerce Department report found that people in America are spending 5 percent more than they earn. They are using their savings or credit to make ends meet.
Esperanza USA has trained non-profit organizations and churches serving these cities to conduct Freddie Mac’s consumer financial literacy workshops, CreditSmart and CreditSmart Espanol.
The goal is to enable more families to overcome many of the key barriers to homeownership such as impaired credit, inadequate resources for down payment and lack of information about the homebuying process.
Ahorre June 11, 2006 09:33 AM | ITIN Loan | Tarjetas de Credito