From a mass refinance plan to mass mortgage principal forgiveness, the supposed "fixes" will reward some at the expense of far more.

Let's start with that principal forgiveness. Some Democrats have been hounding the regulator of Fannie Mae and Freddie Mac (the FHFA and its leader Ed DeMarco) to initiate a program to reduce the value of mortgages where the mortgage is larger than the value of the home, i.e. "underwater". The idea is that this will keep those borrowers from defaulting on these mortgages.

Fortunately, there are several ways to cut your mortgage costs and put more cash back into your bank account.

“If you’re moving or plan to move within the next month or so, you’re probably aware of the need to notify your bank and the post office of your new address,” says Sherrill Trovato, president of the National Association of Enrolled Agents. “But you should also notify the IRS.”

Thor spent $87.5m last month to buy the Bellevue Galleria, a 200,000 sq ft retail and office centre whose tenants include Rock Bottom Brewery, Men’s Wearhouse and Bungie, the video game developer best known as the creator of Halo.

In Nevada, for example, foreclosure sales accounted for 53 percent of all residential sales in the first quarter, the highest percentage of any state but down from nearly 54 percent of all sales in the previous quarter and down from 59 percent of all sales in the first quarter of 2010.

If members of MORe and the Realtor Association of Northwest Chicagoland (RANWC) sign off on the merger agreement, MORe would absorb RANWC and grow to 16,000 members, extending its reach from DuPage County and most of suburban Cook County into Lake County and northwest Cook.

MORe CEO Pam Krieter would oversee the merged association, with RANWC CEO Peggy Kayser assuming the role of chief programs director.

The merger is expected to produce cost savings and economies of scale that would help MORe hold the line on local dues in a time of declining membership, without closing any of the six offices currently operated by both associations, said Christine Chase, the chairwoman of MORe's board of directors.

Classified ads site MoveThatBlock.com is now featuring residential real estate listings through listing syndicator Point2. Users of MoveThatBlock.com can search for jobs, dates, commercial real estate, residential real estate, apartment and home rentals, and vacation rentals. Users can add listings to any category on the site at no cost.

The residential real estate category of the site includes more than 768,000 listings, including U.S. properties from more than 240 multiple listing services through Point2. The partnership went live today and brings Point2's partner count to 64.

For commercial real estate listings, MoveThatBlock.com has partnered with Developers Diversified Realty (DDR), Centro Properties Group, The Inland Real Estate Group of Companies, and Phillips Edison and Company. For rentals, the site has partnered with video classifieds site Reachoo.

Mount Kisco New York Real Estate - Many of the new renters are former owners who lost homes to foreclosure or bankruptcy. For others who could afford one, a home now feels too costly, too risky or unlikely to appreciate enough to make it a worthwhile investment.