How to Avoid Home Foreclosure

Your mortgage lender has options to help you stay in or sell your home. These options include forebearance, repayment plans and loan modifications as well as relief under the new Federal housing plan. You can find their contact information on your mortgage statement or coupon book.
Working With Your Lender to Stop Foreclosure
When you call your lender, be sure to have your account information handy and be ready to give a summary of the financial problems you are having. You should also have recent income statements and your household budget with you.
Be prepared for more than one conversation. Your lender may require that you complete a "loan work-out" package you may not be eligible for help without it, so complete it as soon as you receive it.
Recommended questions to ask mortgage lender:
How much time is the lender willing to give you to complete a work-out?
What are your obligations under the work-out package?
What are the specifics? Be sure to ask what is due and when.
Will a foreclosure sale of your property be put on hold while your lender looks at the possibility of a work-out package?
How to prepare for the telephone call with mortgage lender.
Be ready to provide a short explanation of why you are unable to make your mortgage payment. Did someone lose a job? Is there a medical emergency? Are you current on your loan but have not been able to refinance into better terms?
You’ll also need to provide your servicer with important information about your property, income, and debt obligations.
Being prepared for this conversation will help your servicer understand your case and see if you qualify for a loan modification or other mortgage workout.
If you need assistance and cannot reach your servicer, you can contact one of the local HUD approved counseling agencies in your area.
Donaciones de Carros
Mujeres Cáncer de Mama
Telf: 1-866-DONACION
United Breast Cancer Foundation
Find the Children
Telf: 1-800-ENCUENTRA
Niños Secuestrados
Patriotic Hearts
Telf: 1-844-VEHICULO
Familias de Militares
American Council of the Blind
Telf: 1-888-CONSEJO
Ciegos Discapacidad Visual
Guía de Servicios
¿Usted Debe Dinero al IRS?
¿Iniciativa Personas Primero?
Tel: 1-833-IMPUESTOS
Mejorar Infome de Credito
Tel: 1-844-REPARAR
Abogada de Accidentes
Tel: 1-866-ABOGADA
SI NO GANAS, NO PAGAS
Lesiónes del Trabajo
1-833-LESIONES
Pagar Deuda de Impuesto
Debe mas de $10K al IRS
Tel: 1-833-IMPUESTOS
Donaciones de Carros
Fundacion Ciegos
telf: 1-888-266-7356
Donar Carro para Ciegos
Ahorre Dinero
- Inmigrantes Sin Papeles
- Mi Puntuación de Crédito
- Short Sale Transactions
- Renting a Foreclosed Home Leasing
- Como Preparar Curriculum Vitae
- Buying a Home in Mexico
- Que es FICO
- Tarjetas de Credito Historia
- Travel Mexicos Vacations
- Cursos de Belleza
- Donaciones de Carros
- Beneficios por Donar Autos
- Consejos de Prestamos para Comprar Casas
- Acerca de Prepagar Una Hipoteca ARM
Llame Gratis para Consulta Gratis
Abogados de Inmigración
1-800-PAPELES
Donaciones de Carros
Mujeres Cáncer de Mama
Telf: 1-866-DONACION
United Breast Cancer Foundation